1. Introduction

anySKU, LLC ("anySKU," "we," "us," or "our") operates a local marketplace platform that connects buyers and sellers for in-person transactions. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

By using anySKU, you consent to the data practices described in this policy. If you do not agree with this policy, please do not use our services.

2. Information We Collect

2.1 Information You Provide

We collect information you provide directly to us, including:

Account Information

• Contact information: Email address and/or phone number (verified via one-time code for account creation and login)
• Profile information: Display name, username, bio, profile photo, and banner image
• Identity information: Full name (optional during onboarding; required for buying or selling transactions)

Transaction Information

• Listing details: Product descriptions, photos, pricing, and condition
• Location data: Meetup locations you create (public or private)
• Communication: Messages exchanged with other users
• Transaction records: Purchase history, sales history, offers made/received

Payment Information

• Payment methods: Credit/debit card information (processed by Stripe)
• Payout information: Bank account details for seller payouts (sent directly to Stripe; we only store the last 4 digits of your account number)

2.2 Information Collected Automatically

When you use our services, we automatically collect:

• Device information: Browser type, operating system, device identifiers
• Usage data: Pages viewed, features used, search queries
• Location data: General location based on IP address or ZIP code you provide
• Log data: IP address, access times, referring URLs

2.3 Information from Third Parties

• Payment processors: Transaction status and limited payment details from Stripe
• AI services: Photo analysis results for listing generation (processed by our AI service providers)

3. How We Use Your Information

We use the information we collect to:

3.1 Provide and Improve Services

• Create and manage your account
• Process transactions and facilitate meetups
• Enable communication between buyers and sellers
• Provide customer support
• Improve and develop new features

3.2 AI-Powered Features

We use artificial intelligence services to analyze photos you upload for listings. This helps us:

• Suggest product categories and attributes
• Generate listing descriptions
• Provide market value estimates

3.3 Safety and Security

• Verify user identity (email/phone verification)
• Detect and prevent fraud, abuse, and policy violations
• Enforce our Terms of Service
• Protect the rights and safety of users

3.4 Communications

• Send transaction-related notifications (order confirmations, meetup reminders)
• Send security alerts (login notifications, password changes)
• Send promotional communications (with your consent, which you can withdraw)

3.5 Analytics

We use analytics services (including Google Analytics) to understand how users interact with our platform. You can opt out of analytics tracking through Your Privacy Choices.

4. Information Sharing

We do not sell your personal information. We share information only in the following circumstances:

4.1 With Other Users

4.2 Through the Public API

anySKU provides a Public API that allows third-party developers and AI-powered applications to access published marketplace data. The following information may be accessible through the API:

• Published listings: Title, description, photos, pricing, category, and general location (city/state/postal code — never exact address)
• Seller profiles: Username, display name, bio, profile photo, banner, display location, and join date
• Collections: Collection name, description, cover photo, and item count

The API never exposes: email addresses, phone numbers, exact meetup addresses, private messages, payment information, draft listings, or internal trust scores.

4.3 With Service Providers

We share information with third-party service providers who perform services on our behalf:

• Payment processing: Stripe (for card transactions and payouts)
• Cloud hosting: Amazon Web Services (for data storage and processing)
• AI services: For photo analysis and listing generation
• Email/SMS: For transactional communications
• Analytics: Google Analytics (for usage analytics)

These providers are contractually bound to protect your information and use it only for the services they provide to us.

4.4 For Legal Reasons

We may disclose information when we believe it is necessary to:

• Comply with applicable law or legal process
• Protect the rights, property, or safety of anySKU, our users, or others
• Enforce our Terms of Service
• Detect, prevent, or address fraud or security issues

4.5 Business Transfers

If anySKU is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any change in ownership or use of your information.

5. Data Retention

We retain your information for as long as your account is active or as needed to provide services. Specific retention periods:

6. Your Rights and Choices

6.1 Account Settings

You can manage your information through your account settings:

• Profile information: Update or delete your profile details
• Search discoverability: Control whether your listings appear in search results, category browsing, the Public API, and AI search engine indexes. When disabled, your listings are only accessible via direct link to your profile or a specific listing.
• Email/phone discoverability: Control whether other users can find you by email or phone number
• Communication preferences: Manage promotional message opt-in/opt-out

6.2 Your Privacy Choices

You can manage optional data collection:

• Analytics: Opt out of Google Analytics tracking

Access these settings via the "Your Privacy Choices" link in the footer.

6.3 California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

• Know: Request information about the personal information we collect, use, and disclose
• Delete: Request deletion of your personal information
• Non-discrimination: Not be discriminated against for exercising your rights

We do not sell personal information as defined by the CCPA.

6.4 Account Deletion

You can request deletion of your account through Settings > Privacy > Delete Account. When you delete your account:

• Your profile and listings are removed
• Transaction records are anonymized (retained for legal compliance)
• You have a 14-day grace period to cancel the deletion

6.5 Data Export

You can request a copy of your data by contacting us at privacy@anysku.com.

7. Security

We implement appropriate technical and organizational measures to protect your information, including:

• Encryption of data in transit (HTTPS/TLS)
• Encryption of sensitive data at rest
• Payment and bank account data handled by Stripe — full account numbers are never stored on our servers
• Access controls and authentication
• Regular security assessments

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security of your information.

8. Children's Privacy

If we learn that we have collected personal information from a child under 18, we will delete that information promptly. If you believe we have collected information from a minor, please contact us at privacy@anysku.com.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes:

• We will update the "Effective Date" at the top of this policy
• We will notify you via email or in-app notification
• We may require you to acknowledge the updated policy

We encourage you to review this policy periodically.